AI agents, automation economics, and the tools that replace expensive professional services.
AI agents don't need databases, dashboards, or drag-and-drop pipelines. They need a CSV, a markdown file, and a storage bucket. The same three things every office had before computers — just digital.
Anthropic's Claude Cowork triggered the biggest software selloff since 2008. Three weeks later, Microsoft built Copilot Cowork on the same AI.
$263 million was raised in one month to sell AI to accounting firms. None of it helps you, the person paying the accountant. That gap is the opportunity.
A self-employed developer builds an AI bookkeeper that handles document intake, ledger management, and tax prep for $15/month.